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With a Monroe Savings Bank IRA, you can begin to build a more

secure future.

We offer a variety of investment options that offer safety, income

and growth potential.  Ask about the traditional, Roth and Education

IRA's at Monroe Savings Bank.

ROTH IRA

Contributions to a Roth IRA are not deductible, but funds that are

distributed in a "qualified distribution" are both tax-free and penalty-

free.  A Roth IRA is subject to the traditional IRA rules with some   

exceptions.

Education IRA

An Education IRA is a savings plan for paying higher education

expenses of the designated beneficiary.  Distribution for qualified

higher education expenses are generally tax-free.

Invest with Monroe Savings today and have the confidence in

knowing you have invested with a bank that has years of experience

in investment management and customer service.

You have many choices.  Visit any of our offices and talk with us 

about your plans for the future.

    *click here for rates