Account Fees

NOW Accounts:

Monthly minimum balance fee if the daily balance drops below $ 250.00 any day of the month.....................$7.00

Business Checking:

Monthly minimum balance fee if the daily balance drops below $500.00 any day of the month.....................$7.00

Savings Accounts:

Any account that has not had activity for 1 year or more will be considered dormant and charged $6.00 semi-annually

Accounts with a balance of less than $100.00 will receive a monthly charge of $5.00 unless a senior or minor account

Replacement of lost passbook.......$3.00

Money Market Demand Accounts:

Monthly minimum balance fee if the daily balance drops below $500.00 any day of the month.....................$7.00

NJ Consumer Checking Account:

Monthly service fee.......................$3.00

Senior Citizens:

  • Required age of 55 or older
  • Basic checks free – Other Styles charge at Cost
  • First 3 money orders per week - free
  • No monthly service charge
  • No ATM transaction fees

Club Accounts:

Early withdrawal penalty...............$2.00, plus loss of interest

Replacement of lost passbook.......$3.00

Other Account Fees

Photocopy - Check or Money Order

$6.00

Photocopy - NOW/MMDA/MTG Statements

$4.00

Return Check Charge - Insufficient

$30.00

Return Check Charge - Uncollected Funds

$30.00

Return EFT Charge - Insufficient

$30.00

Return EFT Charge - Uncollected Funds

$30.00

Stop Payments - Check, Money Order, Dividend Check

$20.00

Counter Checks - 3 per day

$1.00

Cashed or Deposited Checks Returned

$12.00

Certified Checks

$10.00

Money Orders

$2.00

Cashier Checks

$3.50

Levy & Lien Processing

$95.00

Research/Reconciliation - per hour

$20.00

Wire Transfers - out

$20.00

Wire Transfers - in

$15.00

Sweep Transfers (each occurrence)

$5.00

Customer Notary

Free

Collection Item - per item

$10.00

Foreign Item

$10.00 and up

Check Printing Charges

AT CATALOG PRICES

NO FEES AT MSB ATM'S

ACCEL Exchange Fees - at foreign ATM's - per transaction

Withdrawals

$1.00

Deposits

$1.00

Transfers

$1.00

Balance Inquiry

$1.00

Denied Transactions

$1.00

Debit Replacement Cards

$7.50

NOTICE REGARDING ATM FEES BY OTHERS:

If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.

Personal Banking

Business Banking

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