15 Years - 2 Points

N/A

N/A

 N/A

15 Years - 0 Points

5.625%

5.789%

$8.24

30 Years - 2 Points

N/A

N/A

 N/A

30 Years - 0 Points

6.25%

6.355%

$6.16

*APR is the Annual Percentage Rate. Mortgage APR examples above are based on the assumption of a $100,000.00 first mortgage loan amount with a minimum of 20% Down Payment (no Private Mortgage Insurance [PMI] required). Rates may change based on creditworthiness, property type, and several other factors. Please contact us for more information. Rates subject to change at any time and without notice.

1-5 Years

6.25%

6.846%

$19.45
5 Years

6-10 Years

6.75%

7.080%

$11.48
10 Years

11-15 Years

7.00%

7.240%

$8.99
15 Years

*APR is the Annual Percentage Rate. To qualify for this APR, auto withdrawal from a Monroe Savings Bank Checking account is required (without add .25%). Rates may change based on creditworthiness, property type, and several other factors. Please contact us for more information. Rates subject to change at any time and without notice.

TERM

15 Years

30 Years

*APR is the Annual Percentage Rate. Rate quoted is for well qualified First Lien Home Equity Loan applicants. Other rates are available and may apply based on credit worthiness and loan to value. Rates are subject to change without notice. 

WSJ + 1%

9.25%    

Maximum APR 21% - Minimum APR 5.00%

*APR is the Annual Percentage Rate.  Up to 75% Loan to Value. Maximum APR is 21% & minimum APR is 5.00%. The above APR is based on Wall Street Journal Prime plus 1.00%. The rate may change monthly. Payments do not include amounts for taxes and insurance premiums and if applicable the actual payment will be greater. 

NEW

7.74%

7.780%

$7.55
Based on 25 years

2013-2022

7.99%

8.031%

$7.71
Based on 25 years

2003-2012

8.75%

8.799%

$8.84
Based on 20 years

1998-2002

8.99%

9.05%

$10.14
Based on 15 years

*APR is the Annual Percentage Rate. To qualify for this APR, auto withdrawal from a Monroe Savings Bank Checking account is required (without add .25%). Rates & Terms based on year of mobile home. Rates subject to change without notice. Payments do not include amounts for taxes and insurance premiums, if applicable, the actual payment will be greater (i.e. escrowed items).

24 Months

4.99%

$43.87

36 Months

5.25%

$30.08

48 Months

5.35%

$23.19

60 Months

5.50%

$19.10

72 Months

5.60%

$16.38

*To qualify for this Annual Percentage Rate (APR), an automatic payment from a Monroe Savings Bank Checking account is required (without add .25%). Financing up to 120% LTV available depending on credit. Advertised “as low as” APRs assume excellent borrower credit history. Your actual rate will depend upon your credit score, loan term, and model year. All loan approvals and terms are subject to underwriting guidelines and credit policies of Monroe Savings Bank. New Cars are up to 1 model year old, not previously titled with mileage less than 7,500. Rates are available for purchase or refinance and are subject to change without notice.

24 Months

4.99%

$43.87

36 Months

5.25%

$30.08

48 Months

5.50%

$23.26

60 Months

5.74%

$19.21

*To qualify for this Annual Percentage Rate (APR), an automatic payment from a Monroe Savings Bank Checking account is required (without add .25%). All loan applications are subject to Monroe Savings Bank lending guidelines. Financing up to 120% LTV available depending on credit. Advertised “as low as” APRs assume excellent borrower credit history. Your actual rate will depend upon your credit score, loan term, and model year. All loan approvals and terms are subject to underwriting guidelines and credit policies of Monroe Savings Bank. Rates are available for purchase or refinance and are subject to change without notice.

12 Months

8.00%

$86.99

24 Months

8.50%

$45.46

36 Months

9.00%

$31.80

48 Months

9.50%

$25.12

60 Months

10.50%

$21.49

*To qualify for this Annual Percentage Rate (APR), an automatic payment from a Monroe Savings Bank Checking account is required (without add .25%). All loan applications are subject to Monroe Savings Bank lending guidelines. Loan interest rates and terms provided are estimates. Your rate will depend upon your credit score and loan term. Rates are subject to change without notice.