Deposit Rates

Effective: August 1, 2022

SAVINGS ACCOUNTS

ACCOUNT

RATE

APY*

MINIMUM REQUIRED

Statement Savings

0.25%

0.25%

$100

Holiday Club Savings

0.40%

0.40%

 

Vacation Club Savings

0.40%

0.40%

 

*Annual Percentage Yield. Variable rate accounts. Fees may reduce earnings. Minimum balance required to obtain APY. Rates subject to change at any time.

CHECKING ACCOUNTS

ACCOUNT

RATE

APY*

MINIMUM REQUIRED

NOW Checking

0.10%

0.10%

$250

*Annual Percentage Yield. Variable rate accounts. Fees may reduce earnings. Minimum balance required to obtain APY. Rates subject to change at any time.

MONEY MARKET ACCOUNTS

ACCOUNT

RATE

APY*

MINIMUM REQUIRED

Tier 1 | $0 - $2,499

0.25%

0.25%

$500

Tier 2 | $2,500 or more

0.35%

0.35%

 $2,500

*Annual Percentage Yield. Variable rate accounts. Fees may reduce earnings. Minimum balance required to obtain APY. Rates subject to change at any time.

INDIVIDUAL RETIREMENT ACCOUNTS (IRAS)

ACCOUNT

RATE

APY*

MINIMUM REQUIREMENT

EARLY WITHDRAWAL PENALTY 

Regular/Roth - 18 Month Certificate

0.75%

0.75%

$500

6 Months Interest

Education - 18 Month Certificate

0.75%

0.75%

$500

6 Months Interest

*Annual Percentage Yield. Variable rate accounts. A withdrawal of interest may reduce earnings. Interest compounded daily. APY may change at any time. Rate is subject to change at end of term.

CERTIFICATES OF DEPOSIT

TERM

RATE

APY

MINIMUM REQUIRED

EARLY WITHDRAWAL PENALTY

91-Day

0.25%

0.25%

$2,500

91 Days Interest

6-Month

0.30%

0.30%

$1,000

6 Months Interest

1-Year

0.50%

0.50%

$500

3 Months Interest

18-Month

0.75%

0.75%

$500

6 Months Interest

2-Year

1.00%

1.00%

$500

6 Months Interest

30-Month

 1.15%

1.15% 

 $500

18 Months Interest 

3-Year

1.25%

1.25%

$500

18 Months Interest

4-Year

1.30%

1.30%

$500

36 Months Interest

5-Year

1.50%

1.50%

$500

36 Months Interest

10-Year

1.50%

1.50%

$1,000

48 Months Interest

*Annual Percentage Yield. Variable rate accounts. A withdrawal of interest may reduce earnings. Interest compounded daily. APY may change at any time. Rate is subject to change at end of term.

 

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