Account Fees

Deposit Accounts

Interest Checking

  • Monthly minimum balance fee if the daily balance drops below $ 250.00 any day of the month: $7.00

Business Checking

  • Monthly minimum balance fee if the daily balance drops below $500.00 any day of the month: $7.00

Savings Accounts

  • Any account that has not had activity for 1 year or more will be considered dormant and charged $6.00 semi-annually
  • Accounts with a balance of less than $100.00 will receive a monthly charge of $5.00 unless a senior or minor account
  • Replacement of lost passbook: $3.00

Senior Citizens

  • Required age of 55 or older
  • Basic checks free – Other Styles charge at Cost
  • First 3 money orders per week - free
  • No monthly service charge
  • No ATM transaction fees

Classic Checking Account

  • Monthly service fee: $3.00. You can avoid the monthly fee by having monthly direct deposits totaling $500 or more per statement cycle.

Money Market Demand Accounts

  • Monthly minimum balance fee if the daily balance drops below $500.00 any day of the month: $7.00

Club Accounts

  • Early withdrawal penalty: $2.00, plus loss of interest
  • Replacement of lost passbook: $3.00

Other Account Fees

  • NO FEES AT MSB ATM'S
ProductFee

Photocopy - Check or Money Order

 $4.00

Photocopy - NOW/MMDA/MTG Statements

 $4.00
Return Check Charge - Insufficient $30.00
Return Check Charge - Uncollected Funds $30.00
Return EFT Charge - Insufficient  $30.00
Return EFT Charge - Uncollected Funds  $30.00
Stop Payments - Check, Money Order, Dividend Check  $20.00
Counter Checks - 3 per day  $1.00
Cashed or Deposited Checks Returned $12.00
Money Orders  $2.00 
Cashier Checks  $3.50
Levy & Lien Processing  $90.00
Research/Reconciliation - per hour  $20.00
Wire Transfers - out  $20.00
Wire Transfers - in  $15.00
Sweep Transfers (each occurrence) $5.00

Customer Notary 

 Free
Check Printing Charges  AT CATALOG PRICES 

ACCEL Exchange Fees - at foreign ATM's - per transaction

Product / ServiceFee

Withdrawals

 $1.00

Deposits

 $1.00

Transfers

 $1.00

Balance Inquiry

 $1.00

Denied Transactions

 $1.00

Debit Replacement Cards

 $7.50

NOTICE REGARDING ATM FEES BY OTHERS:

If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.