Checking Accounts

Simple, Secure Banking That Works for You

At Monroe Savings Bank, we offer flexible checking accounts designed to fit your financial goals to help manage everyday expenses.

 

Open Account

OUR CHECKING ACCOUNTS OFFER

Easy access to your money | Online and mobile banking | Debit card with account controls | Simple, transparent fees

Perfect for daily spending and money management.

Classic Checking

  • No monthly service fee
  • No minimum balance
  • First order of basic checks free
  • $50.00 to open account
  • Non-Interest Bearing
  • Our Classic Checking Account complies with the New Jersey Consumer Checking Account regulations (NJ 17:16N-3)

Money Market

  • $500.00 to open account
  • Interest earned on balances from $1.00 up
  • For current rates see rate chart
  • Monthly minimum balance fee if the daily balance drops below $500.00: $ 7.00
  • Six (6) transfers allowed of which only three (3) Third Party checks per cycle period

Interest Checking

  • $250.00 to open account and earn interest
  • Monthly minimum balance fee if the daily balance drops below $250.00: $ 7.00
  • First order of basic checks free
  • Can be linked to a Debit Card

55+ Interest Checking

  • No minimum balance fee
  • $250.00 to open account and earn interest
  • One free order of basic checks per year
  • Can be linked to a Debit Card

Advantage Checking

  • Part of the Advantage Banking Bundle
  • One free order of basic checks per year
  • Fee free Money Orders & Cashiers Checks – limited to 3 per month
  • Fee Free ATM transactions (Monroe Savings Bank will not charge a fee)
  • Earn more, save more – Get an extra 0.10% on CD’s & 0.10% off consumer loans.
  • Monthly fee – $10 can be avoided by doing the following:
    • Direct deposit of $500 or more per month into Advantage Checking.
    • Receive e-statements.

Learn More

Online Banking