Maximize Your Savings with our 9-Month Flex-CD* or 12-Month CD Promotion!

Earn an impressive 4.50% APY** on your savings with our Flex-CD while maintaining the flexibility you need!

Take advantage of our limited-time offer, enabling you to make ongoing deposits and one withdrawal throughout the term, maintaining full control of your finances. The maximum allowable amount in your Flex CD is $50,000. For those interested in depositing more, please contact us.

Key Benefits:

  • High Yield: Enjoy a competitive 4.50% Annual Percentage Yield (APY) on your 9-month Flex-CD.

  • Flexibility: Make additional deposits whenever you want, allowing you to grow your savings at your own pace.

  • Withdraw: Need access to your funds? No problem. You can make one withdrawal during the term without penalty.

  • Secure Growth: Rest easy knowing your money is growing with a guaranteed return.

  • Supercharge your savings. Open your 9-Month Flex-CD today and watch your money work harder for you!

Looking to lock in a longer term, earn an impressive 4.00% APY*** with our 12-Month CD!

***Annual Percentage Yield (APY). Fixed rate accounts. APY based on a 3.93% interest rate. Fees may reduce earnings.

Open Account

*Notice & Disclosures

  • New money only, funds that are not currently with Monroe Savings Bank.
  • The interest for your account will be paid upon the maturity date of your certificate.
  • The account will automatically renew at maturity.
  • You will have ten (10) calendar days from the maturity date to withdraw your funds without being charged a penalty.
  • One (1) penalty free withdrawal of principal per term is permitted, provided; the withdrawal must be for at least $500 and not more than 50% of principal; the account must be opened (or renewed) for at least 14 days.
  • Any withdrawal exceeding 1 per term and/or more than 50% of the original principal balance will incur a penalty which could result in a reduction in the APY and partial loss of principal.
  • **Annual percentage yield (APY) for 9-month CD based on 4.40% interest rate. $500 minimum balance to open account. The maximum amount for a Flex CD is $50,000.  Looking to deposit more? Please contact us. Early withdrawal penalties may apply. Fixed interest rate. Limited time only.