Personal Lending

Whether you're purchasing your first home or renovating your kitchen, looking for a credit line or in need of a vehicle, Monroe Savings Bank has a loan designed for your needs. Give us a call or visit any of our locations and see what we can do for you.

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Mortgage Loans

Fixed-Rate: Best if you want a consistent monthly payment or you plan to stay in your home for a long period of time

Adjustable-Rate: A good option for first time home buyers or homeowners looking to buy a larger home

  • Available with terms of 15 & 30 years

Contact our Mortgage Team for additional terms and rates!


Home Equity Loans

  • Available with terms from 1 to 15 years


Home Equity Line of Credit

  • Tied to the Prime Rate


Mobile Home Loans

We specialize in manufactured/mobile home loans. We offer competitive rates for affordable housing, whether you're a first time buyer or looking to refinance.

  • Terms available for both new and used


Automobile Loans

We provide the loan you need for that new ride.

  • New Auto with terms from 24 to 72 months
  • Used Auto with terms from 24 to 60 months


Personal Loans

  • Fixed Rate
  • Available with terms from 24 to 60 months
  • No collateral requirement


Account Loans

  • 90% of Account Balance
  • Rate - 2% over current earning rate


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