Monroe Savings Bank Digital Banking Terms of Service
1. Acceptance of Terms
By enrolling in and using Monroe Savings Bank’s Digital Banking services, you agree to these Terms of Service and any updates we may post. Continued use of the service confirms your acceptance.
2. Eligibility
You must be an account holder with Monroe Savings Bank and at least 18 years old to use Digital Banking.
3. Services Offered
Digital Banking allows access to:
- Account balances and transaction history
- Funds transfers between eligible accounts
- Bill payment services
- Mobile check deposit (if enrolled)
- Alerts and notifications
- Online statements
4. Security
You are responsible for keeping your login credentials confidential. Notify us immediately if you suspect unauthorized access. We may suspend access if suspicious activity is detected.
5. Availability
Digital Banking is available 24/7, but service may be interrupted for maintenance or due to system outages. Monroe Savings Bank is not liable for delays or interruptions.
6. Mobile Services
Use of mobile banking requires a compatible device and may involve third-party fees (e.g., data or text charges). You are responsible for these charges.
7. Limitations and Liability
We are not responsible for losses due to:
- Your failure to safeguard login credentials
- Scheduled maintenance or unexpected outages
- Errors made by you in transactions
8. Changes to Terms
We may update these Terms from time to time. You will be notified via email or secure message within Online Banking.
9. Termination
We reserve the right to suspend or terminate Digital Banking access at any time, with or without notice, particularly in cases of suspected fraud or misuse.
10. Contact Us
For help or questions, contact us at: Monroe Savings Bank
856-629-6439
support@monroesavings.com